Credit Assistance Programs in Baton Rouge, LA | Hollingsworth Richards Ford

About Us

At Hollingsworth Richards Ford, we believe that your journey to owning a Ford should be filled with hope, not hurdles. Our finance department is dedicated to providing access to credit assistance and approval programs that cater to individuals from all financial backgrounds.

We understand that life can take unexpected turns, affecting your credit in ways you never imagined. But we firmly believe that these challenges shouldn’t disqualify you from obtaining the Ford vehicle you desire. Whether you’re dealing with foreclosure, bankruptcy, divorce, repossession, or you’re a first-time buyer, our team is here to support and guide you through the process.

Ford Loan & Lease Programs: A Path Forward

Our commitment at Hollingsworth Richards Ford is to offer a helping hand, regardless of your credit score or history. Our credit assistance programs are designed with your needs in mind, providing a pathway to vehicle ownership that respects your unique financial situation.

Here’s how we can help:

  • Foreclosure? We provide solutions that help you move past financial setbacks and onto the road.
  • Bankruptcy? Our team offers guidance and options for those who have faced or are currently facing bankruptcy.
  • Divorced? We understand the financial impact of life changes and are prepared to help you start a new chapter.
  • Repossession? Even if you’ve had a vehicle repossessed, we’re here to help you rebuild and regain your mobility.
  • First Time Buyer? Stepping into vehicle ownership is a big move, and we’re here to ensure it’s a positive one.

Come Visit Us at Hollingsworth Richards Ford

Understanding and Compassion at Every Step: We know that discussing credit can be daunting. That’s why our credit specialists approach every situation with understanding and discretion. We’re not just here to sell cars; we’re here to build relationships and offer support, ensuring you feel respected and valued throughout your journey with us.

Tailored Solutions for Unique Situations: Your financial situation is as unique as you are, and our solutions reflect that. Whether you’re dealing with bad credit, no credit, or anything in between, our team is skilled in navigating various financial landscapes, ensuring you receive a solution that’s tailored just for you.

A Stress-Free Environment: Forget the pressure of online applications and the anxiety of waiting for approval. At Hollingsworth Richards Ford, we invite you to step into our dealership, where you can have a one-on-one conversation with a credit specialist who’s genuinely invested in your success.

Streamlining Your Approval: Documentation Checklist

To expedite your approval process, we recommend bringing the following items to your appointment with our Finance Experts. While not all items may be necessary, having them on hand can significantly speed up the process of finding the best options for your vehicle needs and credit situation:

  • A Valid Driver’s License: Ensure it’s current and reflects your correct address.
  • Proof of Insurance: Include your agent’s name and contact information.
  • Proof of Residency: A recent utility bill with your name and address will suffice.
  • Proof of Employment: Recent pay stubs or, for self-employed individuals, two years of professionally prepared tax returns.
  • A List of Personal References: Six references who know you personally, with full names, addresses, and phone numbers. Ensure they’re aware and consent to being your reference.
  • Phone Number Verification: Ensure the number is active and registered in your name. Prepaid numbers may not be accepted.

Additional Documents for Specific Situations:

  • Trading in a Vehicle? Bring the title.
  • Completed a Bankruptcy? Provide your discharge papers.
  • Currently in an Open Ch. 13 Bankruptcy? Bring the necessary paperwork after receiving authorization from the court.

Our Commitment to You

Transparency and Trust: We believe in transparency and trust. Our credit specialists will walk you through every option available, ensuring you have all the information you need to make a decision that’s right for you.

A Relationship Beyond the Sale: Our commitment to you extends far beyond the sale. We’re here to support you throughout your car ownership journey, offering guidance, advice, and a listening ear whenever you need it.

Empowerment Through Education: We empower you by providing the knowledge and tools you need to understand your credit and how it affects your purchasing power. Our goal is to help you make informed decisions that contribute to a brighter financial future.

 

Hollingsworth Richards Ford is more than a dealership; we’re a partner in your automotive journey. Located in the heart of Baton Rouge, we’re committed to serving our community with integrity, compassion, and a dedication to excellence. Visit us today and experience the Hollingsworth Richards Ford difference.

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7787 Florida Blvd, Baton Rouge, LA, 70806
Hollingsworth Richards Ford 30.452028, -091.108500.